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VA Refinance – Florida Lender

A Quick Snapshot of Your VA Refinance Options

VA IRRRL (Streamline Refinance)

Lower your interest rate quickly with minimal documentation and no appraisal in most cases.

VA Cash-Out Refinance

Access home equity for major expenses or debt consolidation while refinancing into a new VA loan.

Lower Monthly Payments

Refinance to improve affordability with better rates or extended loan terms.

No PMI Required

Enjoy lower monthly costs with no private mortgage insurance, a key benefit of VA-backed refinancing.

Why Choose a VA Refinance in Florida

VA refinance programs provide Florida veterans and active-duty service members with some of the most flexible and cost-effective refinance options available. Whether you’re looking to reduce your interest rate, lower your monthly payments, or tap into your home’s equity, VA refinancing offers a streamlined path to better terms.

The VA IRRRL (Interest Rate Reduction Refinance Loan) is one of the fastest refinance processes in the industry, requiring minimal documentation and often no appraisal. For homeowners needing access to funds, the VA Cash-Out refinance allows you to replace your current loan while withdrawing equity for financial needs.

At Select Home Loans, we help service members and veterans maximize their VA benefits with clear guidance, competitive rates, and a simplified refinance experience.

Where are You Now?

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Why choose Select Home Loans?

  • Trusted mortgage experts across Florida.

  • Specialized in self-employed and alternative income home loans.

  • Quick pre-approvals and competitive low rates.

  • Decades of combined mortgage experience.

  • Dedicated loan officers guiding you every step of the way.

  • Streamlined, secure, and easy online application process.

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Transforming Your Financial Goals Into Reality

15

Average to Close

3500

People found their dream home with Select Home Loans

40

More savings than you would get with some of our competitors

Secure Your VA Refinance Loan Today

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Hear What Our Clients Have To Say!

While visiting my wife's parents who have lived in Florida for a number of years, my wife and I decided to look for a new home. After looking at several homes for sale, my wife and I found the home we wanted. We mentioned to our real estate agent that we would need to obtain a mortgage as it would probably be a year until we were ready to sell our home in New Jersey and he recommended that we contact Select Home Loans. That was the best advice we received. Although we were some 1,300 miles away, our David Shefsky at Select Home Loans walked us through each step requesting the necessary documentation he needed. Two months later, we had our mortgage. One year after that, we became permanent Florida residents and Select Home Loans helped us achieve our goal. Thank you

Re S.Boca Raton, FL

I just wanted to send a note to thank you for all of your support and guidance throughout the mortgage process while purchasing our home. It could have been a nerve-racking experience and you very calmly guided me along the way and certainly made the experience much better than it easily could have been. Once again, thank you. It was a pleasure doing business with you and Select Home Loans.

Isabel B & Gerald BWest Palm Beach, FL

Thank you Scott, for your superb assistance with Barry & Sally! Really appreciate working with people that take their profession to that next level like you!

Miriam L.Orlando, FL

When I found a house I wanted to purchase, was new to the area and just picked a mortgage company out of a hat. Fortunately, this was Select Home Loans and my experience working with my Mortgage Banker was excellent. He was professional, knowledgeable, and efficient, as was his office staff. Although I had the financial resources to pay for the house, my financial situation was unusual, and he was up to the challenge of working out a loan for me with a good interest rate. From start to finish, the process went smoothly and without any surprises. Any potential hitches were dealt with quickly and effectively; his manner was always pleasant and he made himself very available. No long waits for him to call back. I highly recommend Select Home Loans.

Judy M.Boca Raton, FL