Florida Home Loans & DSCR Loans in 39 States
Whether you’re buying a home, refinancing, tapping equity, planning retirement, or growing your investment property portfolio, we’ll tailor the right loan for your goals.
Purchase
Purchasing a home in Florida? We'll give you personalized mortgage comparisons, pre-approval options, and guidance from application to closing.
Learn More →Refinance
Compare Florida mortgage refinance options to lower your payment, change your loan term, or access equity. We’ll help you weigh the costs and potential savings.
Learn More →HELOC | Second Mortgage
Access your Florida home equity with a HELOC or fixed-rate second mortgage for renovations, major expenses, or debt consolidation.
Learn More →Reverse
Looking for more flexibility in retirement? Explore how a reverse mortgage can help eligible Florida homeowners borrow against a portion of their home’s equity to support their retirement goals.
Learn More →DSCR (Investor Loans)
DSCR loans for rental property investors in 39 states. Qualify based on your property’s rental income rather than your personal income. No W-2s, paystubs or tax returns required.
Learn More →Residential Mortgages & Investor Financing, Tailored for You
- Trusted & A+ Rated: Accredited by the Better Business Bureau for reliability.
- Diverse mortgage options: Conventional, FHA, VA, Reverse Mortgages, Jumbo, Non-QM Loans, HELOC | Second Mortgages, and DSCR Loans.
- Personalized service: Tailored solutions to fit your unique needs.
- Proven track record: A reputation built on trust and experience.
The Select Home Loans Difference
Select Home Loans was founded on a simple idea: borrowers deserve direct access to a knowledgeable, licensed loan officer who answers questions, communicates clearly, and helps them understand their loan options.
Headquartered in Daytona Beach, Florida, we help buyers and homeowners explore mortgage options throughout Florida and real estate investors explore business-purpose DSCR loans for eligible investment properties across 39 states.
As an A+ rated, BBB-accredited mortgage company, we work with multiple wholesale lenders to help you compare available rates, costs, and loan requirements to find the options that fit your goals.
Our licensed loan officers bring more than 30 years of combined experience across Conventional, FHA, VA, USDA, Reverse Mortgage, Jumbo, Non-QM, HELOC, Second Mortgage, and DSCR loan programs.
Frequently Asked Questions
Where is Select Home Loans located?
We’re headquartered at 1616 Concierge Blvd, Suite 100, Daytona Beach, Florida 32117. Call us at (888) 550-3296.
What states do you operate in?
We arrange consumer home loans for Florida properties and business-purpose DSCR loans for eligible investment properties in 39 states.
Our current business-purpose DSCR coverage excludes properties in Arizona, California, Idaho, Michigan, Minnesota, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont. Availability in other states is subject to lender and program approval.
Contact us to confirm eligibility for your property’s location.
Is Select Home Loans a lender or a mortgage broker?
Select Home Loans, LLC is licensed by the State of Florida as a Mortgage Lender and currently operates exclusively as a mortgage broker. We help borrowers compare available loan options and arrange financing through third-party wholesale lenders, which can give you more loan options to compare than working with a single lender.
Are you BBB accredited?
Yes. Select Home Loans is accredited by the Better Business Bureau and has an A+ BBB rating.
How do I get started?
Call (888) 550-3296 or click “Get My Quote” to request a free, no-obligation mortgage quote. We’ll discuss your property, financing goals, and available loan options.
How long does a mortgage loan take to close?
Typically 15 business days. However, closing time depends on the loan program, underwriting requirements and receipt of required documents. Tell us your target closing date, and we’ll discuss how we can accommodate.