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HELOC | Second Mortgage

Trusted Experts Unlocking Your Home Financial Potential

HELOC or Fixed Rate Second Mortgage

A HELOC offers the flexibility of a credit card, allowing you to borrow against your home’s equity whenever you need it. Your payments are based only on what you use, and you can pay down your balance at any time. With the option for interest-only payments, you can also keep your monthly costs low.

A Fixed Rate Second Mortgage provides a lump sum of cash with a fixed interest rate, allowing you to budget your monthly payments with confidence. This option is ideal if you need a set amount of money for a specific purpose, such as home improvements or debt consolidation, and prefer predictable, consistent payments over time.

Dive into the details below to see how a HELOC or Fixed Rate Second Mortgage can work for you. If you have any questions, reach out—we’re here to support you!

30+

Years of experience

90%

of your home's value

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Why choose Select Home Loans?

  • Diverse mortgage options: Conventional, FHA, VA, Reverse Mortgages, Non-QM Loans, HELOC’s and Seconds Mortgages.
  • Trusted reputation: A+ Rated and accredited by the Better Business Bureau.
  • Quick and efficient closings: E-signing and in-house underwriting streamline the process.
  • Customized service: Solutions crafted to meet your specific requirements.
  • Established credibility: A solid track record of trust and excellence.
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Transforming Your Financial Goals Into Reality

15

Average to Close

3500

People found their dream home with Select Home Loans

40

More savings than you would get with some of our competitors

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Hear What Our Clients Have To Say!

While visiting my wife's parents who have lived in Florida for a number of years, my wife and I decided to look for a new home. After looking at several homes for sale, my wife and I found the home we wanted. We mentioned to our real estate agent that we would need to obtain a mortgage as it would probably be a year until we were ready to sell our home in New Jersey and he recommended that we contact Select Home Loans. That was the best advice we received. Although we were some 1,300 miles away, our David Shefsky at Select Home Loans walked us through each step requesting the necessary documentation he needed. Two months later, we had our mortgage. One year after that, we became permanent Florida residents and Select Home Loans helped us achieve our goal. Thank you

Re S.Boca Raton, FL

I just wanted to send a note to thank you for all of your support and guidance throughout the mortgage process while purchasing our home. It could have been a nerve-racking experience and you very calmly guided me along the way and certainly made the experience much better than it easily could have been. Once again, thank you. It was a pleasure doing business with you and Select Home Loans.

Isabel B & Gerald BWest Palm Beach, FL

Thank you Scott, for your superb assistance with Barry & Sally! Really appreciate working with people that take their profession to that next level like you!

Miriam L.Orlando, FL

When I found a house I wanted to purchase, was new to the area and just picked a mortgage company out of a hat. Fortunately, this was Select Home Loans and my experience working with my Mortgage Banker was excellent. He was professional, knowledgeable, and efficient, as was his office staff. Although I had the financial resources to pay for the house, my financial situation was unusual, and he was up to the challenge of working out a loan for me with a good interest rate. From start to finish, the process went smoothly and without any surprises. Any potential hitches were dealt with quickly and effectively; his manner was always pleasant and he made himself very available. No long waits for him to call back. I highly recommend Select Home Loans.

Judy M.Boca Raton, FL