Reverse Fixed Seconds – Florida Lender
A Quick Snapshot of Your Reverse Fixed Second Options
Fixed-Rate Second Mortgage
Keep Your First Mortgage
No Monthly Payments Required
Retain Full Ownership
Why Choose a Reverse Fixed Second in Florida
A Reverse Fixed Second Mortgage allows homeowners—typically age 62 and older—to unlock equity through a lump-sum, fixed-rate second mortgage without taking on monthly payments. Unlike a full reverse mortgage, this option leaves your current first mortgage intact while providing additional funds through a stable, predictable structure.
Funds can be used for medical bills, home repairs, retirement income support, or financial planning—without sacrificing ownership or adding monthly debt. Repayment happens only when the home is sold, refinanced, or when the borrower permanently leaves the residence.
At Select Home Loans, we help Florida homeowners determine eligibility, understand their equity options, and secure a Reverse Fixed Second that aligns with long-term financial goals.
Where are You Now?
Apply Now!
Why choose Select Home Loans?
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Trusted mortgage experts across Florida.
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Specialized in self-employed and alternative income home loans.
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Quick pre-approvals and competitive low rates.
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Decades of combined mortgage experience.
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Dedicated loan officers guiding you every step of the way.
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Streamlined, secure, and easy online application process.


