Skip to main content

First Time Homebuyer Loans in Florida

Get Closer to Your Dream Home with Affordable Financing Solutions in Florida

Apply Now

What Does It Mean To Be a First Time Homebuyer?

Purchasing your first home is a significant milestone, and navigating the world of home loans can feel overwhelming. A First Time Homebuyer loan is designed to help individuals and families take their first step into homeownership, offering benefits such as lower down payments, competitive interest rates, and flexible qualification requirements. In Florida’s competitive housing market, these loans can make all the difference in securing your dream home. With various programs available, it’s important to explore options that best meet your financial goals. Want to learn more? Get in touch with us for tailored guidance!

Check out the steps and resources below to guide you on your path to owning a home. Have questions? Contact us
today—we're here to help!

30+

Years of experience

15 Days

Average to Close

Learn More About Our Purchase Loan Options

How Soon Do You Want To Buy A Home?

Apply Now!

I’m ready now! I’ve found a home

Apply For a Loan

I’m looking for a home

Get Pre-Approved!

I’m just researching

Research Now

Why choose Select Home Loans?

  • Extensive mortgage options: We offer Conventional, FHA, USDA, VA, and other first-time buyer programs to fit your needs.
  • Trusted by Floridians: Accredited by the Better Business Bureau with an A+ rating.
  • Fast and efficient closings: E-signing and in-house underwriting make the process seamless.
  • Personalized service: Tailored solutions that align with your financial situation.
  • Established in Florida: A history of helping homebuyers achieve their goals across the state.
Apply Now

At Select Home Loans, we understand that buying a home in Florida is more than just a transaction—it’s a life-changing event. Our dedicated team of mortgage experts works closely with first-time homebuyers, helping them navigate loan options that suit their unique circumstances. From FHA loans, which require as little as 3.5% down, to VA loans that provide zero-down payment for veterans, we ensure you get the support you need. We also guide you through local and state-level programs that offer down payment assistance, helping you move into your new home faster. Trust Select Home Loans to make your Florida homebuying journey as smooth as possible.
Check out the steps and resources below to guide you on your path to owning a home. Have questions? Contact us
today—we're here to help!

Transforming Your Financial Goals Into Reality

15

Average to Close

3500

People found their dream home with Select Home Loans

40

More savings than you would get with some of our competitors

Unlock Your Customized Home Loan Solution Today

Apply Now

Hear What Our Clients Have To Say!

“While visiting my wife's parents who have lived in Florida for a number of years, my wife and I decided to look for a new home. After looking at several homes for sale, my wife and I found the home we wanted. We mentioned to our real estate agent that we would need to obtain a mortgage as it would probably be a year until we were ready to sell our home in New Jersey and he recommended that we contact Select Home Loans. That was the best advice we received. Although we were some 1,300 miles away, our David Shefsky at Select Home Loans walked us through each step requesting the necessary documentation he needed. Two months later, we had our mortgage. One year after that, we became permanent Florida residents and Select Home Loans helped us achieve our goal. Thank you”

Re S.Boca Raton, FL

“I just wanted to send a note to thank you for all of your support and guidance throughout the mortgage process while purchasing our home. It could have been a nerve-racking experience and you very calmly guided me along the way and certainly made the experience much better than it easily could have been. Once again, thank you. It was a pleasure doing business with you and Select Home Loans.”

Isabel B & Gerald BWest Palm Beach, FL

“Thank you Scott, for your superb assistance with Barry & Sally! Really appreciate working with people that take their profession to that next level like you!”

Miriam L.Orlando, FL

“When I found a house I wanted to purchase, was new to the area and just picked a mortgage company out of a hat. Fortunately, this was Select Home Loans and my experience working with my Mortgage Banker was excellent. He was professional, knowledgeable, and efficient, as was his office staff. Although I had the financial resources to pay for the house, my financial situation was unusual, and he was up to the challenge of working out a loan for me with a good interest rate. From start to finish, the process went smoothly and without any surprises. Any potential hitches were dealt with quickly and effectively; his manner was always pleasant and he made himself very available. No long waits for him to call back. I highly recommend Select Home Loans.”

Judy M.Boca Raton, FL