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FHA Refinance – Florida Lender

A Quick Snapshot of Your FHA Refinance Options

FHA Streamline Refinance

Lower your rate with minimal documentation and no appraisal in many cases—fast, simple, and hassle-free.

FHA Cash-Out Refinance

Tap into your home equity to cover major expenses, consolidate debt, or increase financial flexibility.

Lower Monthly Payments

Refinance to a better rate or longer term to reduce your monthly mortgage costs and improve affordability.

Flexible Credit Requirements

FHA guidelines allow more leniency on credit scores, making refinancing accessible for more homeowners.

Why Choose an FHA Refinance in Florida

An FHA refinance gives homeowners a flexible and affordable way to improve their mortgage terms. Whether you want to lower your interest rate, reduce monthly payments, or access home equity, FHA refinance programs make the process straightforward—especially for borrowers who may not qualify for conventional refinancing.

The FHA Streamline program, known for its ease and speed, requires minimal documentation and often no appraisal, making it one of the simplest refinance options available. For those looking to take cash out, FHA Cash-Out refinancing provides an opportunity to convert equity into usable funds for repairs, bills, or financial planning.

At Select Home Loans, we guide Florida homeowners through every step to ensure your refinance aligns with your financial goals and creates long-term savings.

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Where are You Now?

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Why choose Select Home Loans?

  • Trusted mortgage experts across Florida.

  • Specialized in self-employed and alternative income home loans.

  • Quick pre-approvals and competitive low rates.

  • Decades of combined mortgage experience.

  • Dedicated loan officers guiding you every step of the way.

  • Streamlined, secure, and easy online application process.

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Transforming Your Financial Goals Into Reality

15

Average to Close

3500

People found their dream home with Select Home Loans

40

More savings than you would get with some of our competitors

Secure Your FHA Refinance Loan Today

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Hear What Our Clients Have To Say!

“While visiting my wife's parents who have lived in Florida for a number of years, my wife and I decided to look for a new home. After looking at several homes for sale, my wife and I found the home we wanted. We mentioned to our real estate agent that we would need to obtain a mortgage as it would probably be a year until we were ready to sell our home in New Jersey and he recommended that we contact Select Home Loans. That was the best advice we received. Although we were some 1,300 miles away, our David Shefsky at Select Home Loans walked us through each step requesting the necessary documentation he needed. Two months later, we had our mortgage. One year after that, we became permanent Florida residents and Select Home Loans helped us achieve our goal. Thank you”

Re S.Boca Raton, FL

“I just wanted to send a note to thank you for all of your support and guidance throughout the mortgage process while purchasing our home. It could have been a nerve-racking experience and you very calmly guided me along the way and certainly made the experience much better than it easily could have been. Once again, thank you. It was a pleasure doing business with you and Select Home Loans.”

Isabel B & Gerald BWest Palm Beach, FL

“Thank you Scott, for your superb assistance with Barry & Sally! Really appreciate working with people that take their profession to that next level like you!”

Miriam L.Orlando, FL

“When I found a house I wanted to purchase, was new to the area and just picked a mortgage company out of a hat. Fortunately, this was Select Home Loans and my experience working with my Mortgage Banker was excellent. He was professional, knowledgeable, and efficient, as was his office staff. Although I had the financial resources to pay for the house, my financial situation was unusual, and he was up to the challenge of working out a loan for me with a good interest rate. From start to finish, the process went smoothly and without any surprises. Any potential hitches were dealt with quickly and effectively; his manner was always pleasant and he made himself very available. No long waits for him to call back. I highly recommend Select Home Loans.”

Judy M.Boca Raton, FL