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FHA Loans in Florida

Secure Your Dream Home with Flexible FHA Loan Options in Florida

What Is an FHA Loan?

An FHA loan is a mortgage insured by the Federal Housing Administration, offering benefits such as low down payments and lenient credit requirements, making it a popular choice for first-time homebuyers. In Florida, where housing prices can vary greatly, FHA loans provide a more accessible path to homeownership, especially for those who might not meet the stricter requirements of conventional loans. Whether you're looking to buy in a bustling city or a quiet suburb, FHA loans are designed to support a variety of buyers with competitive interest rates and flexible qualification guidelines. Need help determining if an FHA loan is right for you? Contact us today!

30+

Years of experience

15 Days

Average to Close

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I’m ready now! I’ve found a home

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I’m looking for a home

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I’m just researching

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Why choose Select Home Loans?

  • Comprehensive mortgage solutions: From FHA to Conventional, VA, and USDA loans, we offer a variety of programs to fit your needs.
  • Trusted throughout Florida: Accredited by the Better Business Bureau with an A+ rating.
  • Seamless and fast closings: E-signing and in-house underwriting make the process quick and stress-free.
  • Personalized service: We provide tailored FHA loan solutions that fit your financial goals.
  • Proven track record: We have years of experience helping Florida homebuyers secure FHA loans.
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At Select Home Loans, we specialize in helping Florida residents navigate the homebuying process with flexible FHA loan solutions. Whether you’re looking to buy your first home or refinance an existing mortgage, FHA loans are ideal for buyers who may have lower credit scores or minimal savings for a down payment. We also provide guidance on local down payment assistance programs, helping you get into your new home sooner. Our team works with you every step of the way, ensuring a smooth and efficient loan process. Choose Select Home Loans for your FHA loan needs and benefit from personalized, expert advice to make your Florida homeownership dream a reality.

Transforming Your Financial Goals Into Reality

15

Average to Close

3500

People found their dream home with Select Home Loans

40

More savings than you would get with some of our competitors

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Hear What Our Clients Have To Say!

While visiting my wife's parents who have lived in Florida for a number of years, my wife and I decided to look for a new home. After looking at several homes for sale, my wife and I found the home we wanted. We mentioned to our real estate agent that we would need to obtain a mortgage as it would probably be a year until we were ready to sell our home in New Jersey and he recommended that we contact Select Home Loans. That was the best advice we received. Although we were some 1,300 miles away, our David Shefsky at Select Home Loans walked us through each step requesting the necessary documentation he needed. Two months later, we had our mortgage. One year after that, we became permanent Florida residents and Select Home Loans helped us achieve our goal. Thank you

Re S.Boca Raton, FL

I just wanted to send a note to thank you for all of your support and guidance throughout the mortgage process while purchasing our home. It could have been a nerve-racking experience and you very calmly guided me along the way and certainly made the experience much better than it easily could have been. Once again, thank you. It was a pleasure doing business with you and Select Home Loans.

Isabel B & Gerald BWest Palm Beach, FL

Thank you Scott, for your superb assistance with Barry & Sally! Really appreciate working with people that take their profession to that next level like you!

Miriam L.Orlando, FL

When I found a house I wanted to purchase, was new to the area and just picked a mortgage company out of a hat. Fortunately, this was Select Home Loans and my experience working with my Mortgage Banker was excellent. He was professional, knowledgeable, and efficient, as was his office staff. Although I had the financial resources to pay for the house, my financial situation was unusual, and he was up to the challenge of working out a loan for me with a good interest rate. From start to finish, the process went smoothly and without any surprises. Any potential hitches were dealt with quickly and effectively; his manner was always pleasant and he made himself very available. No long waits for him to call back. I highly recommend Select Home Loans.

Judy M.Boca Raton, FL