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FHA Loans in Daytona Beach, FL

 Affordable FHA Loan Options for Your Dream Home in Daytona Beach

What Is an FHA Loan?

FHA loans are government-backed mortgages that offer accessible down payment requirements and more flexible credit score criteria, making them an attractive option for homebuyers in Daytona Beach. Whether you’re looking to purchase a beachside home or settle in a quiet neighborhood, FHA loans provide the financial flexibility needed to make homeownership a reality. As Daytona Beach continues to grow, FHA loans help many buyers overcome barriers to homeownership with lower costs and favorable terms. Interested in learning how an FHA loan can work for you in Daytona Beach? Reach out to us today for personalized assistance.

30+

Years of experience

15 Days

Average to Close

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I’m looking for a home

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I’m just researching

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Why choose Select Home Loans?

  • Variety of loan options: FHA, VA, USDA, and Conventional loans, all tailored to Daytona Beach buyers.
  • Locally trusted: Our A+ rating with the Better Business Bureau shows our commitment to serving Daytona Beach.
  • Hassle-free process: Our e-signing and in-house underwriting process simplifies the loan application and closing experience.
  • Customized solutions: We craft loan options that meet your specific needs and budget.
  • Proven experience: We’ve helped numerous Daytona Beach residents secure FHA loans and achieve their homeownership goals.
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At Select Home Loans, we understand the unique needs of Daytona Beach homebuyers and are committed to providing FHA loan solutions that work for you. FHA loans offer lower down payments and more flexible credit requirements, making them an excellent choice for buyers looking to enter the Daytona Beach real estate market. Whether you’re purchasing a home near the beach or in one of Daytona’s vibrant neighborhoods, we’ll guide you through every step of the loan process. Our team also assists in finding down payment assistance programs available in the area. Trust Select Home Loans to help you navigate the FHA loan process and move into your Daytona Beach home with confidence.

Transforming Your Financial Goals Into Reality

15

Average to Close

3500

People found their dream home with Select Home Loans

40

More savings than you would get with some of our competitors

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Hear What Our Clients Have To Say!

While visiting my wife's parents who have lived in Florida for a number of years, my wife and I decided to look for a new home. After looking at several homes for sale, my wife and I found the home we wanted. We mentioned to our real estate agent that we would need to obtain a mortgage as it would probably be a year until we were ready to sell our home in New Jersey and he recommended that we contact Select Home Loans. That was the best advice we received. Although we were some 1,300 miles away, our David Shefsky at Select Home Loans walked us through each step requesting the necessary documentation he needed. Two months later, we had our mortgage. One year after that, we became permanent Florida residents and Select Home Loans helped us achieve our goal. Thank you

Re S.Boca Raton, FL

I just wanted to send a note to thank you for all of your support and guidance throughout the mortgage process while purchasing our home. It could have been a nerve-racking experience and you very calmly guided me along the way and certainly made the experience much better than it easily could have been. Once again, thank you. It was a pleasure doing business with you and Select Home Loans.

Isabel B & Gerald BWest Palm Beach, FL

Thank you Scott, for your superb assistance with Barry & Sally! Really appreciate working with people that take their profession to that next level like you!

Miriam L.Orlando, FL

When I found a house I wanted to purchase, was new to the area and just picked a mortgage company out of a hat. Fortunately, this was Select Home Loans and my experience working with my Mortgage Banker was excellent. He was professional, knowledgeable, and efficient, as was his office staff. Although I had the financial resources to pay for the house, my financial situation was unusual, and he was up to the challenge of working out a loan for me with a good interest rate. From start to finish, the process went smoothly and without any surprises. Any potential hitches were dealt with quickly and effectively; his manner was always pleasant and he made himself very available. No long waits for him to call back. I highly recommend Select Home Loans.

Judy M.Boca Raton, FL