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Conventional Loan Lender in Florida

A Quick Snapshot of Your Conventional Loan Options

Fixed-Rate Loans

Lock in a consistent interest rate for the life of your loan. Ideal for homeowners who value predictable monthly payments and long-term stability.

Adjustable-Rate Mortgages (ARMs)

Start with a lower rate and adjust over time based on market conditions. Great for buyers planning to refinance or move within a few years.

Low Down Payment Options

Qualify for a conventional loan with as little as 3% down. Designed to make homeownership more accessible without sacrificing flexibility.

Refinance Programs

Lower your rate, shorten your term, or tap into your home’s equity. Conventional refinancing gives you control over your financial goals.

Why Choose a Conventional Loan in Florida

Conventional loans remain one of the most popular mortgage options for Florida homeowners. Backed by private lenders rather than the government, these loans offer flexible terms, competitive rates, and a wide range of down payment options.

They’re ideal for borrowers with steady income and good credit who want straightforward financing without extra fees or restrictions. Whether you’re buying your first home, upgrading, or refinancing, a conventional loan gives you freedom to customize your mortgage to fit your long-term goals.

With Select Home Loans, you’ll enjoy personalized guidance and fast, reliable service—from pre-approval to closing.

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Where are You Now?

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I’m ready now! I’ve found a home

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I’m looking for a home

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I’m just researching

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Why choose Select Home Loans?

  • Trusted mortgage experts across Florida.

  • Specialized in self-employed and alternative income home loans.

  • Quick pre-approvals and competitive low rates.

  • Decades of combined mortgage experience.

  • Dedicated loan officers guiding you every step of the way.

  • Streamlined, secure, and easy online application process.

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Transforming Your Financial Goals Into Reality

15

Average to Close

3500

People found their dream home with Select Home Loans

40

More savings than you would get with some of our competitors

Secure Your Conventional Loan Today

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Hear What Our Clients Have To Say!

“While visiting my wife's parents who have lived in Florida for a number of years, my wife and I decided to look for a new home. After looking at several homes for sale, my wife and I found the home we wanted. We mentioned to our real estate agent that we would need to obtain a mortgage as it would probably be a year until we were ready to sell our home in New Jersey and he recommended that we contact Select Home Loans. That was the best advice we received. Although we were some 1,300 miles away, our David Shefsky at Select Home Loans walked us through each step requesting the necessary documentation he needed. Two months later, we had our mortgage. One year after that, we became permanent Florida residents and Select Home Loans helped us achieve our goal. Thank you”

Re S.Boca Raton, FL

“I just wanted to send a note to thank you for all of your support and guidance throughout the mortgage process while purchasing our home. It could have been a nerve-racking experience and you very calmly guided me along the way and certainly made the experience much better than it easily could have been. Once again, thank you. It was a pleasure doing business with you and Select Home Loans.”

Isabel B & Gerald BWest Palm Beach, FL

“Thank you Scott, for your superb assistance with Barry & Sally! Really appreciate working with people that take their profession to that next level like you!”

Miriam L.Orlando, FL

“When I found a house I wanted to purchase, was new to the area and just picked a mortgage company out of a hat. Fortunately, this was Select Home Loans and my experience working with my Mortgage Banker was excellent. He was professional, knowledgeable, and efficient, as was his office staff. Although I had the financial resources to pay for the house, my financial situation was unusual, and he was up to the challenge of working out a loan for me with a good interest rate. From start to finish, the process went smoothly and without any surprises. Any potential hitches were dealt with quickly and effectively; his manner was always pleasant and he made himself very available. No long waits for him to call back. I highly recommend Select Home Loans.”

Judy M.Boca Raton, FL