Select Home Loans
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Mortgage Solutions for Buyers, Homeowners, and Investors

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Florida Home Loans · Nationwide DSCR Investor Loans

Whether you're buying, refinancing, tapping equity, planning for retirement, or building your investment portfolio — we'll tailor the right loan to your goals.

Purchase

Start your home-buying journey with confidence. Non-obligatory pre-approval, detailed loan-quote analysis, and expert guidance every step of the way.

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Refinance

Refinance with ease and save both time and money. Personalized suggestions and a thorough cost-benefit analysis from licensed mortgage brokers.

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HELOC | Second Mortgage

Tap into your home's equity with a Home Equity Line of Credit or a Fixed-Rate Second Mortgage. Flexible cash for renovation, education, or debt consolidation.

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Reverse

Access your home's equity for additional financial freedom. Personalized options to supplement retirement income or cover unexpected expenses.

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DSCR (Investor Loans)

Nationwide DSCR loans for real estate investors. Qualify based on your property's cash flow — no W-2s, pay stubs, or tax returns required.

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Reliable Mortgage Solutions, Tailored for You

  • Trusted & A+ Rated: Accredited by the Better Business Bureau for reliability.
  • Diverse mortgage options: Conventional, FHA, VA, Reverse Mortgages, Non-QM Loans, HELOC | Second Mortgages, and DSCR Loans.
  • Fast closings: E-signing and in-house underwriting speed up the process.
  • Personalized service: Tailored solutions to fit your unique needs.
  • Proven track record: A reputation built on trust and excellence.
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Happy Select Home Loans family

The Select Home Loans Difference

Select Home Loans was founded on a simple idea: borrowers deserve direct access to a knowledgeable, licensed loan officer who picks up the phone, returns calls quickly, and tells the truth about their loan options. We've held to that since day one — and it's why so many of our clients come back for their second mortgage and refer us to friends and family.

We are an A+ rated, BBB-accredited mortgage broker headquartered in Daytona Beach, Florida. Because we're a broker — not a single lender — we shop multiple investors on every loan and place each scenario with the lender best suited to it. That structure consistently delivers better rates and more flexibility than a single bank can offer.

Our team includes licensed Mortgage Bankers with 30+ years of combined experience across Conventional, FHA, VA, USDA, Reverse, Jumbo, Non-QM, HELOC, Second Mortgage, and DSCR products. In-house underwriting and e-signing keep our average closing time at about 15 days.

Frequently Asked Questions

Where is Select Home Loans located?

1616 Concierge Blvd, Suite 100, Daytona Beach, Florida 32117. Phone: (888) 550-3296.

What states do you operate in?

We're a Florida-based broker. Our DSCR program is available nationwide; most other products focus on Florida residents and Florida properties.

Are you BBB accredited?

Yes — A+ rated, accredited by the Better Business Bureau.

How do I start?

Call (888) 550-3296 or use the Apply Now button to get a free, no-obligation quote. The initial conversation takes about 10 minutes.

How long does the typical loan take to close?

About 15 days from a complete file. Some products (FHA Streamline, VA IRRRL) close even faster.

Transforming Your Financial Goals Into Reality

15Days
Average to Close
3,500+
People found their dream home with Select Home Loans
40%
More savings than you would get with some of our competitors

Hear What Our Clients Have To Say!

“We recently worked with Nick Andrews on a DSCR refinance for our investment property in Florida. The experience was smooth from start to finish. He handled the process exactly how an investor loan should be handled: clear communication, fast turnaround, and no surprises. From the initial quote through underwriting and closing, Nick stayed on top of every moving piece (DSCR calculations, rental income documentation, appraisal coordination, conditions) and explained everything in plain English. If you’re an investor looking for a rental income loan, I’d strongly recommend Nick at Select Home Loans.”
Brian N.Jupiter, Florida
“I just wanted to send a note to thank you for all of your support and guidance throughout the mortgage process while purchasing our home. It could have been a nerve-racking experience and you very calmly guided me along the way and certainly made the experience much better than it easily could have been.”
Isabel B. & Gerald B.West Palm Beach, Florida
“Thank you Scott, for your superb assistance with Barry & Sally! Really appreciate working with people that take their profession to that next level like you!”
Miriam L.Orlando, Florida
“I was new to the area and just picked a mortgage company out of a hat. Fortunately, this was Select Home Loans. From start to finish, the process went smoothly and without any surprises. I highly recommend Select Home Loans.”
Judy M.Boca Raton, Florida
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