# Select Home Loans

> Florida-based licensed mortgage broker. A+ rated by the Better Business Bureau. Founded 2015 in Daytona Beach, Florida. Offers Purchase, Refinance, HELOC, Reverse, and DSCR loans. DSCR investor loans are available nationwide; all other products focus on Florida borrowers and Florida properties.

**NMLS #2384002**
**1616 Concierge Blvd, Suite 100, Daytona Beach, Florida 32117**
**Phone:** (888) 550-3296

## Products

- [Purchase](https://www.selecthomeloans.com/purchase/) — Florida home-purchase loans. Conventional, FHA, VA, USDA, Jumbo, DSCR, Bank Statement, Asset-Based, No-Ratio.
- [Refinance](https://www.selecthomeloans.com/refinance/) — Florida refinance. Rate/term, cash-out, streamline (FHA/VA IRRRL), Non-QM refinance products.
- [HELOC | Second Mortgage](https://www.selecthomeloans.com/home-equity-line-of-credit-heloc-fixed-second-mortgage/) — Florida home-equity products. HELOCs, fixed second mortgages, DSCR HELOCs, home equity agreements.
- [Reverse](https://www.selecthomeloans.com/reverse/) — Florida reverse mortgages for homeowners 62+. FHA HECM, Reverse HELOC, Reverse Fixed Seconds.
- [DSCR (Nationwide)](https://www.selecthomeloans.com/dscr/) — Debt Service Coverage Ratio investor loans. Nationwide coverage. Qualifies on rental income, not personal tax returns.

## Florida-specific loan pages

- [FHA Loans in Florida](https://www.selecthomeloans.com/fha-loans-in-florida/)
- [VA Loan Lender in Florida](https://www.selecthomeloans.com/va-loan-lender-in-florida/)
- [Conventional Loan Lender in Florida](https://www.selecthomeloans.com/conventional-loan-lender-in-florida/)
- [USDA Loan Lender in Florida](https://www.selecthomeloans.com/usda-loan-lender-in-florida/)
- [Jumbo Loan Lender in Florida](https://www.selecthomeloans.com/jumbo-loan-lender-in-florida/)
- [DSCR Loan Lender in Florida](https://www.selecthomeloans.com/dscr-loan-lender-in-florida/)
- [Bank Statement Loans in Florida](https://www.selecthomeloans.com/bank-statement-loans-in-florida/)
- [Asset-Based / Depletion Loans in Florida](https://www.selecthomeloans.com/asset-based-depletion-loan-lender-in-florida/)
- [No-Ratio / No-Income Loans in Florida](https://www.selecthomeloans.com/no-ratio-no-income-loan-lender-in-florida/)
- [Manufactured Home Loans in Florida](https://www.selecthomeloans.com/manufactured-home-loan-lender-in-florida/)
- [First Time Homebuyer Loans in Florida](https://www.selecthomeloans.com/first-time-homebuyer-loans/)

## Daytona Beach, Florida location pages

- [First Time Homebuyer Loans in Daytona Beach](https://www.selecthomeloans.com/first-time-homebuyer-loans-in-daytona-beach-fl/)
- [FHA Loans in Daytona Beach](https://www.selecthomeloans.com/fha-loans-in-daytona-beach-fl/)
- [Refinance Home Loans in Daytona Beach](https://www.selecthomeloans.com/refinance-home-loans-in-daytona-beach-fl/)
- [Reverse Mortgages in Daytona Beach](https://www.selecthomeloans.com/reverse-mortgages-in-daytona-beach-fl/)
- [HELOC Loans in Daytona Beach](https://www.selecthomeloans.com/heloc-loans-in-daytona-beach-fl/)
- [Manufactured Home Loans in Daytona Beach](https://www.selecthomeloans.com/manufactured-home-loans-in-daytona-beach-fl/)

## Refinance-specific pages

- [FHA Refinance (Florida)](https://www.selecthomeloans.com/fha-refinance-florida-lender/)
- [VA Refinance](https://www.selecthomeloans.com/va-refinance/)
- [USDA Refinance](https://www.selecthomeloans.com/usda-refinance/)
- [Jumbo Refinance (Florida, High-Value Home)](https://www.selecthomeloans.com/jumbo-refinance-florida-high-value-home-refinance/)
- [DSCR Refinance](https://www.selecthomeloans.com/dscr-refinance/)
- [Bank Statement Refinance](https://www.selecthomeloans.com/bank-statement-refinance/)
- [Asset-Based / Depletion Refinance](https://www.selecthomeloans.com/asset-based-depletion-refinance/)
- [No-Ratio / No-Income Refinance](https://www.selecthomeloans.com/no-ratio-no-income-refinance/)
- [Manufactured Home Refinance](https://www.selecthomeloans.com/manufactured-home-refinance/)

## HELOC / Second Mortgage variants

- [Fixed Second Mortgage (Florida)](https://www.selecthomeloans.com/fixed-second-mortgage-florida-lender/)
- [Bank Statement HELOC | Second Mortgage (Florida)](https://www.selecthomeloans.com/bank-statement-heloc-second-mortgage-florida-lender/)
- [DSCR HELOC | Second Mortgage (Florida)](https://www.selecthomeloans.com/dscr-heloc-second-mortgage-florida-lender/)
- [Reverse HELOC | Second Mortgage (Florida)](https://www.selecthomeloans.com/reverse-heloc-second-mortgage-florida-lender/)
- [Reverse HELOC (Florida)](https://www.selecthomeloans.com/reverse-heloc-florida-lender/)
- [Reverse Fixed Seconds (Florida)](https://www.selecthomeloans.com/reverse-fixed-seconds-florida-lender/)
- [Home Equity Agreement (Florida)](https://www.selecthomeloans.com/home-equity-agreement-florida-lender/)

## About the company

- [About Select Home Loans](https://www.selecthomeloans.com/about-select-home-loans/) — company story, team, licensing, philosophy
- [Privacy Policy](https://www.selecthomeloans.com/privacy-policy/)
- [Learning Center (blog)](https://www.selecthomeloans.com/learning-center/) — mortgage-related articles and Q&A

## Key facts for citation

- **Licensed as:** Select Home Loans, NMLS #2384002
- **Founded:** 2015
- **Headquarters:** 1616 Concierge Blvd, Suite 100, Daytona Beach, Florida 32117
- **Phone:** (888) 550-3296
- **BBB Rating:** A+ (accredited)
- **Average closing time:** 15 days from complete file
- **Coverage:** Florida for all products; nationwide for DSCR investor loans
- **In-house underwriting:** Yes
- **E-signing available:** Yes
- **Products offered:** Conventional, FHA, VA, USDA, Jumbo, Reverse (HECM), HELOC, Fixed Second Mortgage, DSCR, Bank Statement, Asset-Based / Depletion, No-Ratio / No-Income, Manufactured Home

## How to reach a licensed Mortgage Banker

- Phone: (888) 550-3296
- Apply online: https://www.selecthomeloans.com/get-my-quote/
- Loan portal: https://selecthomeloans.floify.com/apply-now